Why We’re Keeping Our Car

28 Jun

My husband and I have grown up in a major city our entire lives. Every one of our relatives, all older than us, has a car. Yet you will find that the younger generations, people around our age, do not seem to have a car. In fact, amongst our friends, we are one of the few to own a car. Most conversations will go something like this:

Disbelieving Friend: You have a car?
Us: Yes.
Disbelieving Friend: Why?
Us: Because we want one?
Disbelieving Friend: Do you have to drive around your neighborhood?
Us: No, we can walk. We also have trains and buses just like you because we all live in the same city.

Costs of Having Our Car

Owning a car is quite costly. My husband and I bought a car years ago, way before we were married, and split the cost. We bought a used car that was only two years old at the time and in pretty good condition. The best part was that it cost us no additional money because we each paid for the car with our own money and didn’t have to take out a loan.

Initial cost for a 2009 Chevy Impala in 2011? Approximately $8,400 including taxes.

Of course, the costs don’t end there. You have to factor in everything else such as:

  1. Gas and tolls
  2. Registration and inspections
  3. Regular maintenance (i.e. oil changes)
  4. Regular repairs (i.e. having your driver’s side mirror knocked off twice in less than a year)
  5. Additional desired expenses (i.e. car washes, buying a GPS, installing a new stereo)
  6. Insurance

Why Keep Your Car When You Have Insanely Good Public Transportation?

We don’t use our car everyday. In fact, most of its usage occurs on the weekends.

Funnily enough, I have always been terrified of driving. It has always been a very tense situation for me that produces a lot of anxiety. We have had the car for years but I only got my license four months ago. I have to say I love the feeling of freedom my car provides for me.  I love that I can drive a very short distance (though not within walking distance) for sales and do quite a bit of shopping that saves me a lot of money, even including the gas I spend.

Most of all, I love that at any time, we can drive to any place without worrying how we will get there. We love to hike, which involves quite a bit of driving out of the city to get there. How would we do this without a car? My husband needs to go to various camping activities that are outside of the city. How would he do this without his car?

Of course, all of my friends who do not have cars are the first ones willing to snap up a ride from us. One of my friends is getting married and one of the first things another friend asked me was if we were driving there and if so, could they get a ride? I don’t mind giving people rides to places; in fact, when I drive to work (only 1-2x/week) I drop people off at the train. But that expectation that you have a car, therefore you should, gets annoying.

Friend: Want to hang-out?
Me: Okay.
Friend: You want to come to my neighborhood?
Me: Why can’t you come to mine?
Friend: Ugh you’re so far. And you have a car! The trip will be so fast for you. The train takes forever!

My friends act like having a car is some sort of freebie—as if we don’t pay almost $200/month in gas and insurance plus all of the other fees, maintenance costs and repairs over the year—just because we already have a car paid in full. As bewildering as they find it to be for us to have a car in the first place, they sure love any chance to get a ride in our car.

Yes, I Will Probably Have a Car Forever

All of those years I was too scared to drive seem silly to me now. Sometimes I still get anxious, especially driving in a major city, but it no longer prevents me from driving.

I really love the outdoors and there is no foreseeable way of getting there without a car. We are embarking on a nine-night camping trip throughout the state in September, something we wouldn’t be able to do without a car. Considering how expensive it is to rent the smallest car in my area, the cost of a rental would be a couple of months worth of my usual car expenses.

Would I save a lot more money without a car? I would. But I already put all of my paychecks directly into savings, since my husband’s paychecks are enough to cover rent and bills with money leftover. We already live on a budget. We already sacrifice a lot of things. This is a thing we will not sacrifice.

Advertisements

One Response to “Why We’re Keeping Our Car”

  1. femmefrugality June 29, 2012 at 11:09 pm #

    Our city doesn’t have very good public transport, but even if I did I’d keep it. It gives me such peace of mind. That’s awesome that you’ve got it all paid off…honestly, that’s not an insane amount of money/month for owning a vehicle! Haha you can tell you live in a city by the mirrors thing…that happened to the boyfriend more than once.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: